Coleman cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8291100
Goods & Services index9793100
Groceries index10091100
Health care index10596100
Housing index4283100
Transportation index9094100
Utilities index109100100
A general overview of the cost of living index for Coleman, TX is displayed above. In Coleman, TX, the overall cost of living index is 82, which is 10% lower than the Texas average and 18% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Coleman, TX, the city's goods and services are 4% higher than the Texas average and 3% lower than the U.S. average.
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Did you know?

  • The cost of living in Coleman is 10% lower than the Texas average.
  • The cost of living in Coleman is 18% lower than the national average.
  • The cost of housing in Coleman is 58% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

Compare Coleman, TX Cost of living To Other Cities

Salary Calculator

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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Coleman, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Coleman, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Coleman, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Coleman, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Coleman, TX homeowners, the median income is $44,304. This indicates that a monthly maximum of $1,034 should be spent by homeowners on all housing related costs. Renters have a median income of $27,639. This indicates that renters should have a maximum of $645 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Coleman, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemColemanNational avg.Difference
Haircut $16.80$16.094.4%
Beauty Salon $40.10$37.337.4%
Toothpaste $2.85$2.4516.6%
Shampoo $0.89$1.0011.4%
Movie $9.12$10.2811.3%
Bowling $4.02$4.9318.6%


ItemColemanNational avg.Difference
Ground Beef $3.43$3.809.9%
Fried Chicken $1.22$1.4012.7%
Milk $1.69$2.0115.8%
Potatoes $3.54$3.0117.4%
Pizza $10.40$9.895.2%
Beer $8.65$8.902.7%

Health Care

ItemColemanNational avg.Difference
Optometrist $138.37$102.1635.4%
Doctor $135.26$108.3624.8%
Dentist $83.83$92.539.4%
Ibuprofen $9.01$9.282.9%
Lipitor $403.67$425.825.2%


ItemColemanNational avg.Difference
Home Price $54,500.00$184,700.0070.5%
Avg. Mortgage Payment $1,034.11$1,202.4414.0%
Apartment Rent $667.00$949.0029.7%


ItemColemanNational avg.Difference
Gasoline $1.93$2.2414.2%
Tire Balancing $45.90$46.290.8%


ItemColemanNational avg.Difference
All Electricity$212.43$165.9628.0%
Phone $24.99$28.6812.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Santa Anna CDP, TX3999-1%
Novice, TX6672-28%
Santa Anna, TX1,29780-20%
Coleman, TX4,46782-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Valdese, NC4,46787-13%
Midway, UT4,46812525%
Santa Ynez, CA4,46817878%
Lawrenceville, IL4,46477-23%
Tazewell, VA4,47089-11%
Coleman, TX4,46782-18%
Source: The Coleman, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.
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