Cost Of Living in Winnsboro, LA

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22%

Overall NAT. AVG.

12%

Goods & Services NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Winnsboro	Louisiana	National
Cost of living	78	91	100
Goods & Services	88	96	100
Groceries	94	95	100
Health care	103	99	100
Housing	52	81	100
Transportation	88	96	100
Utilities	78	84	100

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Cost Of Living Quick Facts

The cost of living in Winnsboro is 14% lower than the Louisiana average
The cost of living in Winnsboro is 22% lower than the national average
Winnsboro housing is 48% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$43,552	$3,629	$1,016	$1,307
Renters	$14,224	$1,185	$332	$427

A good way to judge both the affordability of the housing and the cost of living in Winnsboro is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Winnsboro has a median income of about $43,552 for people who own homes. Based on that number, a maximum of $1,016 should be spent on expenses related to housing. Renters have a slightly different median income, which is $14,224. Based on this average, renters should spend no more than $332 on all rental costs if they want to maintain a non-impoverished standard of living.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Winnsboro	National avg.	Difference
Haircut	$23.22	$24.26	4.3%
Beauty Salon	$46.11	$45.56	1.2%
Toothpaste	$3.52	$3.70	4.9%
Shampoo	$1.33	$1.28	3.9%
Movie	$12.98	$12.13	7.0%
Bowling	$20.00	$18.00	11.1%

Groceries

Item	Winnsboro	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.61	$4.67	1.3%
Potatoes	$5.17	$4.93	4.8%
Pizza	$10.99	$12.09	9.1%
Beer	$9.63	$10.41	7.5%

Health Care

Item	Winnsboro	National avg.	Difference
Optometrist	$110.11	$125.68	12.4%
Doctor	$173.89	$135.78	28.1%
Dentist	$128.33	$113.29	13.3%
Ibuprofen	$10.39	$10.65	2.5%
Lipitor	$524.60	$468.60	12.0%

Housing

Item	Winnsboro	National avg.	Difference
Home Price	$83,700.00	$184,700.00	54.7%
Avg. Mortgage Payment	$3,477.84	$2,346.69	48.2%
Apartment Rent	$646.00	$949.00	31.9%

Transportation

Item	Winnsboro	National avg.	Difference
Gasoline	$3.15	$3.46	9.0%
Tire Balancing	$56.44	$59.92	5.8%

Utilities

Item	Winnsboro	National avg.	Difference
All Electricity	$126.52	$193.99	34.8%
Phone	$186.90	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Baskin, LA	212	89	11.5%
Gilbert, LA	358	69	31.0%
Wisner, LA	985	78	21.7%
Mangham, LA	681	80	19.7%
Winnsboro, LA	4,597	78	22.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tuscola, IL	4,599	90	10.1%
Medina, TX	4,599	77	23.3%
Flemington, NJ	4,601	123	22.8%
King George, VA	4,601	119	19.3%
Deale, MD	4,592	133	33.4%
Winnsboro, LA	4,597	78	22.4%