A+
2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winder Georgia National
Cost of living9896100
Groceries10099100
Health care9899100
Housing9788100
Transportation10199100
Utilities99102100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare9799100
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An Overview of Cost of Living in Winder, GA

Knowing the cost of living in Winder allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Winder stands at 98, marking it 2% lower than the national average.

The cost of living in Winder closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Winder can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Winder Affordable?

Is Winder affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Winder, the median home price is 6.1% lower than the national average and monthly rent prices are 3.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Winder boasting a median household income of $79,370, 2.4% lower than the national average.

What Factors can Influence the Cost of Living in Winder?

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Winder, the groceries index is 0.5% lower than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Winder, healthcare costs are 2.1% lower than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Winder, the utilities index registers at 1.4% lower than the national average.

Where is the Data From?

The cost of living data for Winder shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Winder is 2% higher than the Georgia average
  • The cost of living in Winder is 2% lower than the national average
  • Winder housing is 3% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Winder

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Compare Winder, GA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,596$7,550$2,114$2,718
      Renters$49,305$4,109$1,150$1,479
      A good way to judge both the affordability of the housing and the cost of living in Winder is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Winder has a median income of about $90,596 for people who own homes. Based on that number, a maximum of $2,114 should be spent on expenses related to housing. Renters have a slightly different median income, which is $49,305. Based on this average, renters should spend no more than $1,150 on all rental costs if they want to maintain a non-impoverished standard of living.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rest Haven, GA448712.6%
      Russell, GA1,5159010.4%
      Arcade, GA2,024945.6%
      Statham, GA2,782963.7%
      Bethlehem, GA1,069945.7%
      Winder, GA17,650981.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bracebridge, ON17,648n/a 
      Calhoun, GA17,644955.5%
      Tavares, FL17,657990.5%
      Neabsco, VA17,65913231.8%
      North Canton, OH17,640936.8%
      Winder, GA17,650981.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.