B-
11%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Williams Bay Wisconsin National
Cost of living11196100
Groceries9699100
Health care9798100
Housing14389100
Transportation9898100
Utilities100101100
Lifestyle & Entertainment9998100
Household Items9899100
Education & Childcare9998100
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Cost Of Living Quick Facts

  • The cost of living in Williams Bay is 16% higher than the Wisconsin average
  • The cost of living in Williams Bay is 11% higher than the national average
  • Williams Bay housing is 43% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Williams Bay

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Compare Williams Bay, WI Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,130$8,511$2,383$3,064
      Renters$66,673$5,556$1,556$2,000

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Capron, IL1,6898910.8%
      Harvard, IL9,547945.8%
      Lake Ivanhoe, WI408945.7%
      Sharon, WI1,656936.7%
      Delavan, WI8,509946.2%
      Williams Bay, WI2,70911111.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Chappaqua, NY2,70917676.0%
      Midland, PA2,7088316.5%
      Green Island, NY2,7071000.3%
      Iona, ID2,7111099.1%
      Waverly, VA2,711946.1%
      Williams Bay, WI2,70911111.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.