Cost of Living in Waverly, VA

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A+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waverly Virginia National
Cost of living94111100
Groceries101103100
Health care105103100
Housing73129100
Transportation103105100
Utilities101104100
Lifestyle & Entertainment106103100
Household Items100102100
Education & Childcare108109100
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Homes For Sale In Waverly, VA

property for sale

36044 Shingleton Rd

Waverly, VA
property for sale

324 Bank St

Waverly, VA
property for sale

114 Elm St

Waverly, VA
property for sale

29156 Meadowview Dr

Waverly, VA

Cost Of Living Quick Facts

  • The cost of living in Waverly is 16% lower than the Virginia average
  • The cost of living in Waverly is 6% lower than the national average
  • Waverly housing is 27% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,816$7,901$2,212$2,845
      Renters$77,473$6,456$1,808$2,324

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Templeton, VA1201033.0%
      Dendron, VA355982.1%
      Sussex, VA364991.3%
      Ivor, VA4121055.1%
      Surry, VA3371066.0%
      Waverly, VA2,711946.1%

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      City Population Cost of Living Index National Avg.
      Iona, ID2,7111099.1%
      Saint-Basile, QC2,711n/a 
      East Garafraxa, ON2,711n/a 
      Ridgeway, AK2,71212727.1%
      Big Coppitt Key, FL2,71214343.0%
      Waverly, VA2,711946.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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