F
40%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
101%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wildomar California National
Cost of living140141100
Groceries110111100
Health care114116100
Housing201197100
Transportation114118100
Utilities117119100
Lifestyle & Entertainment116120100
Household Items111111100
Education & Childcare124127100
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An Overview of Cost of Living in Wildomar, CA

The cost of living in Wildomar affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Wildomar is 140, which is 40% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If you value affordability in your search for a new place to live, Wildomar may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Wildomar falls into this category, which may not align with your desire for an affordable place to call home.

Housing costs make up a big chunk of the cost of living in Wildomar, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 100.9% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Recurring household expenses such as cleaning supplies, laundry detergent, toiletries, and kitchen basics are a steady part of monthly spending and make up 8% of the cost of living index. In Wildomar, these everyday items will cost you 11.3% more than average, making it a slightly more expensive place to call home.

Is Wildomar Affordable?

Is Wildomar an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Wildomar is 113% higher than the national average, while the average monthly rent prices are 72.7% higher than average. The affordability of any location can also be influenced by median income levels. Wildomar has a median household income of $112,238, which is 38% higher than the national average.

What Factors can Influence the Cost of Living in Wildomar?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Wildomar, the housing index is 100.9% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Wildomar, the utilities index is 17.4% higher than the national average.

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Wildomar, the prevailing sales tax rate starts at 7.25%, and income tax rates kick off at 1%.

Where is the Data From?

The Wildomar cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Wildomar is equal to the California average
  • The cost of living in Wildomar is 40% higher than the national average
  • Wildomar housing is 101% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Wildomar

See all the best places to live around Wildomar

Compare Wildomar, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,641$10,637$2,978$3,830
      Renters$86,096$7,175$2,009$2,583
      A good indicator of the general affordability of housing in Wildomar, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Wildomar, the median monthly income is $127,641 for those who own their own homes. Under the standard rule, that income level would allow for $2,978 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $86,096, per the median income in the area. That would allow for renters to spend up to $2,009 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Homeland, CA7,90911010.0%
      Good Hope, CA8,75411818.4%
      Warm Springs, CA1,49611818.5%
      Meadowbrook, CA4,32011919.2%
      Green Acres, CA4,00812020.1%
      Wildomar, CA37,11814040.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oak Creek, WI37,1241066.1%
      Côte-Saint-Luc, QC37,097n/a 
      Richmond, KY37,087918.6%
      Richfield, MN37,1491077.4%
      Elmont, NY37,08114141.5%
      Wildomar, CA37,11814040.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.