Cost of Living in Whitewater, MO

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19%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
56%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Whitewater Missouri National
Cost of living8190100
Groceries9796100
Health care9697100
Housing4477100
Transportation9996100
Utilities9895100
Lifestyle & Entertainment9595100
Household Items9997100
Education & Childcare9695100
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Homes For Sale In Whitewater, MO

property for sale

195 Stoney Point Dr

Whitewater, MO
property for sale

4311 County Road 379

Whitewater, MO
property for sale

10149 State Highway U

Whitewater, MO
property for sale

8075 State Highway a

Whitewater, MO

Cost Of Living Quick Facts

  • The cost of living in Whitewater is 10% lower than the Missouri average
  • The cost of living in Whitewater is 19% lower than the national average
  • Whitewater housing is 56% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$62,012$5,168$1,447$1,861
      Renters$0$0$0$0

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lambert, MO27973.0%
      Allenville, MO1047327.0%
      Bell City, MO5137525.2%
      Marble Hill, MO2,0698416.5%
      Morley, MO7498416.5%
      Whitewater, MO838119.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Goodyears Bar, CA8311616.4%
      Rock Creek Park, CO8312423.9%
      McIntire, IA838317.2%
      Columbus, IL838713.2%
      Hazel Green, KY83964.1%
      Whitewater, MO838119.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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