B+
10%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index West Point Virginia National
Cost of living110111100
Groceries102103100
Health care101103100
Housing127129100
Transportation101105100
Utilities106104100
Lifestyle & Entertainment104103100
Household Items101102100
Education & Childcare103109100
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Cost Of Living Quick Facts

  • The cost of living in West Point is 1% lower than the Virginia average
  • The cost of living in West Point is 10% higher than the national average
  • West Point housing is 27% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around West Point

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Compare West Point, VA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,593$10,549$2,954$3,798
      Renters$87,881$7,323$2,050$2,637

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      King and Queen Court House, VA931022.3%
      Saluda, VA6261054.6%
      King William, VA321973.4%
      Charles City, VA271000.0%
      Urbanna, VA55111211.7%
      West Point, VA3,3641109.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Saint-Thomas, QC3,364n/a 
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      Lewes, DE3,36214949.1%
      North Brooksville, FL3,362981.7%
      Wanakah, NY3,3621022.1%
      West Point, VA3,3641109.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.