Cost of Living in Charles City, VA

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A+
0%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Charles City Virginia National
Cost of living100111100
Groceries101103100
Health care105103100
Housing93129100
Transportation103105100
Utilities101104100
Lifestyle & Entertainment106103100
Household Items100102100
Education & Childcare108109100
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Homes For Sale In Charles City, VA

property for sale

8901 Lott Cary Rd

Providence Forge, VA
property for sale

12003 The Glebe Ln

Charles City, VA
property for sale

8531 Adkins Rd

Charles City, VA
property for sale

10720 Kimages Rd

Charles City, VA

Cost Of Living Quick Facts

  • The cost of living in Charles City is 10% lower than the Virginia average
  • The cost of living in Charles City is equal to the national average
  • Charles City housing is 7% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Charles City

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,737$6,145$1,720$2,212
      Renters$0$0$0$0

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hopewell, VA23,190954.9%
      Sandston, VA7,0531010.9%
      Highland Springs, VA15,404991.0%
      Surry, VA3371066.0%
      Claremont, VA4601055.1%
      Charles City, VA271000.0%

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      Boykin, GA27945.6%
      Charles City, VA271000.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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