Cost of Living in Watertown, TN

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A+
7%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Watertown Tennessee National
Cost of living9392100
Groceries10098100
Health care9897100
Housing8080100
Transportation9697100
Utilities9798100
Lifestyle & Entertainment9997100
Household Items9998100
Education & Childcare9997100
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Homes For Sale In Watertown, TN

property for sale

225 Opossum Hollow Rd

Watertown, TN
property for sale

3203 Statesville Rd

Watertown, TN
property for sale

642 Beach Bottom Rd

Watertown, TN
property for sale

610 E Main St

Watertown, TN
See the Newest Homes For Sale In Watertown, TN

Cost Of Living Quick Facts

  • The cost of living in Watertown is 1% higher than the Tennessee average
  • The cost of living in Watertown is 7% lower than the national average
  • Watertown housing is 20% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Watertown

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Compare Watertown, TN Cost of Living

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      The best places in Tennessee

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,430$5,786$1,620$2,083
      Renters$82,366$6,864$1,922$2,471

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Alexandria, TN1,0228713.3%
      Dowelltown, TN3618910.6%
      Carthage, TN2,623919.0%
      Liberty, TN360937.1%
      South Carthage, TN1,630946.5%
      Watertown, TN1,741937.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Princeville, IL1,741927.7%
      Bernice, LA1,7418118.6%
      Houghton, NY1,741973.2%
      Unionville, GA1,7427921.2%
      Sesser, IL1,7428317.3%
      Watertown, TN1,741937.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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