Cost of Living in Houghton, NY

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A+
3%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Houghton New York National
Cost of living97121100
Groceries104106100
Health care109110100
Housing67144100
Transportation114113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items106106100
Education & Childcare117118100
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Homes For Sale In Houghton, NY

property for sale

10087 Pratt Rd

Houghton, NY
property for sale

7634 Tucker Hill Rd

Houghton, NY
property for sale

10054 Pratt Rd

Houghton, NY

Cost Of Living Quick Facts

  • The cost of living in Houghton is 20% lower than the New York average
  • The cost of living in Houghton is 3% lower than the national average
  • Houghton housing is 33% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Houghton

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      Transportation index
      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$121,410$10,118$2,833$3,643
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rushford, NY4198613.5%
      Hunt, NY1258712.7%
      Dalton, NY4598812.3%
      Pike, NY3068811.7%
      Belfast, NY7759010.1%
      Houghton, NY1,741973.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Princeville, IL1,741927.7%
      Bernice, LA1,7418118.6%
      Watertown, TN1,741937.1%
      Unionville, GA1,7427921.2%
      Sesser, IL1,7428317.3%
      Houghton, NY1,741973.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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