Cost Of Living in Liberty, TN

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A+

7%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

20%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Liberty	Tennessee	National
Cost of living	93	92	100
Groceries	100	98	100
Health care	98	97	100
Housing	80	80	100
Transportation	96	97	100
Utilities	97	98	100
Lifestyle & Entertainment	99	97	100
Household Items	99	98	100
Education & Childcare	99	97	100

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Homes For Sale In Liberty, TN

935 Sugar Tree Knob Rd

Liberty, TN

341 Pumpkin Hollow Rd

Liberty, TN

6 Big Hill Rd

Gassaway, TN

2 Big Hill Rd

Gassaway, TN

Cost Of Living Quick Facts

The cost of living in Liberty is 1% higher than the Tennessee average
The cost of living in Liberty is 7% lower than the national average
Liberty housing is 20% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$83,569	$6,964	$1,950	$2,507
Renters	$35,764	$2,980	$834	$1,073

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Alexandria, TN	1,022	87	13.3%
Dowelltown, TN	361	89	10.6%
Smithville, TN	4,925	89	10.9%
Woodbury, TN	2,899	91	8.8%
Watertown, TN	1,741	93	7.1%
Liberty, TN	360	93	7.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Perry, AR	360	84	16.3%
Traskwood, AR	360	81	19.1%
Holt, MO	360	88	12.3%
St. Regis Falls, NY	360	87	12.9%
Gideon, OK	360	82	18.4%
Liberty, TN	360	93	7.1%