| Index | Watertown | Florida | National |
| Cost of living index | 90 | 99 | 100 |
| Index | Watertown | Florida | National |
| Goods & Services index | 95 | 99 | 100 |
| Groceries index | 104 | 105 | 100 |
| Health care index | 99 | 100 | 100 |
| Housing index | 63 | 96 | 100 |
| Transportation index | 104 | 98 | 100 |
| Utilities index | 119 | 102 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $30,957 | $2,580 | $722 | $929 |
| Renters | $45,485 | $3,790 | $1,061 | $1,365 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| Item | Watertown | National avg. | Difference |
| Haircut | $14.98 | $17.49 | 14.3% |
| Beauty Salon | $38.00 | $38.17 | 0.5% |
| Toothpaste | $3.55 | $2.32 | 52.9% |
| Shampoo | $0.99 | $1.01 | 2.5% |
| Movie | $11.30 | $10.72 | 5.4% |
| Bowling | $4.85 | $13.86 | 65.0% |
| Item | Watertown | National avg. | Difference |
| Ground Beef | $4.17 | $3.90 | 6.8% |
| Fried Chicken | $1.14 | $1.40 | 18.2% |
| Milk | $2.42 | $1.96 | 23.3% |
| Potatoes | $3.89 | $3.18 | 22.1% |
| Pizza | $8.00 | $10.39 | 23.0% |
| Beer | $8.41 | $9.23 | 8.9% |
| Item | Watertown | National avg. | Difference |
| Optometrist | $67.62 | $106.34 | 36.4% |
| Doctor | $110.39 | $115.25 | 4.2% |
| Dentist | $94.68 | $98.38 | 3.8% |
| Ibuprofen | $9.19 | $9.26 | 0.8% |
| Lipitor | $410.13 | $466.47 | 12.1% |
| Item | Watertown | National avg. | Difference |
| Home Price | $94,500.00 | $184,700.00 | 48.8% |
| Avg. Mortgage Payment | $1,151.91 | $1,273.32 | 9.5% |
| Apartment Rent | $864.00 | $949.00 | 9.0% |
| Item | Watertown | National avg. | Difference |
| Gasoline | $2.32 | $2.59 | 10.6% |
| Tire Balancing | $48.29 | $48.90 | 1.2% |
| Item | Watertown | National avg. | Difference |
| All Electricity | $170.08 | $167.60 | 1.5% |
| Phone | $39.80 | $163.42 | 75.6% |
| City, State | Population | Cost of Living Index | National Avg. |
| Five Points, FL | 1,063 | 82 | -18% |
| White Springs, FL | 871 | 84 | -16% |
| Lake City, FL | 12,137 | 90 | -10% |
| Watertown, FL | 3,451 | 90 | -10% |
| City, State | Population | Cost of Living Index | National Avg. |
| Culloden, WV | 3,451 | 88 | -12% |
| Jewett City, CT | 3,451 | 106 | 6% |
| Winnsboro, TX | 3,451 | 83 | -17% |
| Riverton, IL | 3,449 | 87 | -13% |
| Beechwood, MI | 3,454 | 89 | -11% |
| Watertown, FL | 3,451 | 90 | -10% |