Cost of Living in Five Points, FL

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A+
1%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Five Points Florida National
Cost of living99102100
Groceries100102100
Health care105104100
Housing8597100
Transportation100103100
Utilities113110100
Lifestyle & Entertainment110104100
Household Items106102100
Education & Childcare112106100
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Homes For Sale In Five Points, FL

property for sale

337 NW Jeb Ter

Lake City, FL
property for sale

1834 N US Highway 441

Lake City, FL
property for sale

485 NE Sunnybrook St

Lake City, FL
property for sale

243 NW Cheswick Dr

Lake City, FL

Cost Of Living Quick Facts

  • The cost of living in Five Points is 3% lower than the Florida average
  • The cost of living in Five Points is 1% lower than the national average
  • Five Points housing is 15% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Five Points

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Compare Five Points, FL Cost of Living

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$49,711$4,143$1,160$1,491
      Renters$43,887$3,657$1,024$1,317

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      White Springs, FL9958316.7%
      Watertown, FL2,430927.9%
      Lake City, FL12,638954.8%
      Five Points, FL1,324990.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clinton, KY1,3247921.1%
      Weweantic, MA1,32411514.7%
      Bowling Green, MD1,324936.7%
      Marbleton, WY1,324973.3%
      Saint-Urbain, QC1,324n/a 
      Five Points, FL1,324990.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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