| Index | Watertown | Florida | National |
| Cost of living | 84 | 99 | 100 |
| Goods & Services | 94 | 100 | 100 |
| Groceries | 105 | 105 | 100 |
| Health care | 83 | 94 | 100 |
| Housing | 61 | 97 | 100 |
| Transportation | 85 | 99 | 100 |
| Utilities | 91 | 98 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $46,455 | $3,871 | $1,084 | $1,394 |
| Renters | $43,451 | $3,621 | $1,014 | $1,304 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| Item | Watertown | National avg. | Difference |
| Haircut | $23.47 | $27.62 | 15.0% |
| Beauty Salon | $72.67 | $51.11 | 42.2% |
| Toothpaste | $4.02 | $4.09 | 1.8% |
| Shampoo | $1.71 | $1.54 | 10.9% |
| Movie | $12.20 | $12.88 | 5.3% |
| Yoga | $21.93 | $19.66 | 11.5% |
| Item | Watertown | National avg. | Difference |
| Ground Beef | $7.78 | $7.70 | 1.0% |
| Fried Chicken | $1.52 | $1.66 | 8.6% |
| Milk | $4.78 | $4.73 | 1.0% |
| Potatoes | $5.48 | $5.26 | 4.3% |
| Pizza | $10.19 | $12.76 | 20.2% |
| Beer | $11.70 | $10.55 | 10.9% |
| Item | Watertown | National avg. | Difference |
| Optometrist | $93.60 | $140.06 | 33.2% |
| Doctor | $107.54 | $153.82 | 30.1% |
| Dentist | $106.44 | $123.15 | 13.6% |
| Ibuprofen | $11.81 | $11.73 | 0.7% |
| Lipitor | $19.92 | $23.61 | 15.6% |
| Item | Watertown | National avg. | Difference |
| Home Price | $179,829.00 | $326,622.00 | 44.9% |
| Avg. Mortgage Payment | $1,729.18 | $2,480.25 | 30.3% |
| Apartment Rent | $1,094.00 | $1,444.00 | 24.2% |
| Item | Watertown | National avg. | Difference |
| Gasoline | $3.05 | $3.06 | 0.3% |
| Tire Balancing | $32.20 | $65.21 | 50.6% |
| Item | Watertown | National avg. | Difference |
| All Electricity | $185.55 | $220.12 | 15.7% |
| Phone | $199.30 | $195.71 | 1.8% |
| City | Population | Cost of Living Index | National Avg. |
| White Springs, FL | 995 | 82 | 18.4% |
| Lake City, FL | 12,638 | 89 | 10.9% |
| Five Points, FL | 1,324 | 93 | 6.9% |
| Watertown, FL | 2,430 | 84 | 16.2% |
| City | Population | Cost of Living Index | National Avg. |
| Gumlog, GA | 2,430 | 100 | 0.5% |
| Mayodan, NC | 2,430 | 82 | 18.3% |
| Kenilworth, IL | 2,429 | 243 | 143.4% |
| Fall City, WA | 2,429 | 161 | 60.9% |
| Minnedosa, MB | 2,429 | n/a | |
| Watertown, FL | 2,430 | 84 | 16.2% |
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