Waterloo, Ontario Cost Of Living

D+

2%

Overall NAT. AVG.

8%

Goods & Services NAT. AVG.

30%

Housing NAT. AVG.

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Date & Last Updated: This data reflects 2020 and was released from Statistics Canada.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Waterloo	Ontario	National
Cost of living	98	111	100
Goods & Services	108	107	100
Groceries	100	101	100
Health care	103	103	100
Housing	70	120	100
Transportation	107	104	100
Utilities	130	119	100

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Cost Of Living Quick Facts

The cost of living in Waterloo is 13% lower than the Ontario average
The cost of living in Waterloo is 2% lower than the national average
Waterloo housing is 30% lower than the national average
Ontario general sales tax is 33% higher than the national average
Ontario state income tax is 40% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Ontario Sales Tax

State	General Sales Tax	With Max Surtax
Ontario	8%	13%

Ontario Income Tax

State	Income Tax (Low)	Income Tax (High)
Ontario	5.05%	13.16%

Goods & Services

Item	Waterloo	National avg.	Difference
Personal Care	$102.00	$94.33	8.1%
Recreation	$99.00	$102.33	3.3%

Groceries

Item	Waterloo	National avg.	Difference
Meat, Poultry and Fish	$99.00	$102.27	3.2%
Dairy Products and Eggs	$101.00	$104.67	3.5%
Bakery and Cereal Products	$97.00	$111.67	13.1%
Fruit and Vegetables	$98.00	$113.40	13.6%
Alcoholic Beverages	$102.00	$105.80	3.6%

Health Care

Item	Waterloo	National avg.	Difference
Doctor	$104.00	$101.07	2.9%

Housing

Item	Waterloo	National avg.	Difference
Home Price ($)	$618,225.00	$663,503.00	6.8%
Apartment Rent ($)	$1,107.00	$1,274.00	13.1%

Transportation

Item	Waterloo	National avg.	Difference
Gasoline	$99.00	$102.07	3.0%

Utilities

Item	Waterloo	National avg.	Difference
All Electricity	$106.00	$98.60	7.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cambridge, ON	140,221	94	6.0%
Kitchener, ON	259,162	95	5.4%
Wilmot, ON	22,827	100	0.4%
Woolwich, ON	28,438	101	0.6%
Wellesley, ON	12,358	101	1.0%
Waterloo, ON	118,234	98	2.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ann Arbor, MI	118,087	n/a
Berkeley, CA	118,585	n/a
Beaumont, TX	117,729	n/a
Norman, OK	118,974	n/a
Terrebonne, QC	119,135	75	25.1%
Waterloo, ON	118,234	98	2.5%

Date & Last Updated: This data reflects 2020 and was released from Statistics Canada.