Cost Of Living in Washington Mills, NY

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B-

6%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

5%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Washington Mills	New York	National
Cost of living	106	121	100
Groceries	106	106	100
Health care	109	110	100
Housing	95	144	100
Transportation	115	113	100
Utilities	110	112	100
Lifestyle & Entertainment	113	111	100
Household Items	104	106	100
Education & Childcare	119	118	100

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Homes For Sale In Washington Mills, NY

Snowden Hill Rd

New Hartford, NY

9046 Tibbitts Rd

New Hartford, NY

Cost Of Living Quick Facts

The cost of living in Washington Mills is 12% lower than the New York average
The cost of living in Washington Mills is 6% higher than the national average
Washington Mills housing is 5% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$173,691	$14,474	$4,053	$5,211
Renters	$70,761	$5,897	$1,651	$2,123

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Westmoreland, NY	511	110	9.6%
Bridgewater, NY	491	91	8.5%
Mohawk, NY	2,642	93	7.5%
Ilion, NY	8,039	93	7.4%
Frankfort, NY	2,591	94	5.9%
Washington Mills, NY	2,284	106	5.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Waterloo, IN	2,284	83	16.6%
Myersville, MD	2,284	128	28.1%
Snow Hill, MD	2,284	99	0.9%
Spruce Pine, NC	2,284	92	8.1%
Linden, TX	2,284	86	13.8%
Washington Mills, NY	2,284	106	5.8%