Cost of Living in Frankfort, NY

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A+
6%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Frankfort New York National
Cost of living94121100
Groceries106106100
Health care109110100
Housing56144100
Transportation115113100
Utilities110112100
Lifestyle & Entertainment113111100
Household Items104106100
Education & Childcare119118100
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Homes For Sale In Frankfort, NY

property for sale

333 Brown Rd

Frankfort, NY
property for sale

250 E Main St

Frankfort, NY
property for sale

251 Wildwood Rdg

Frankfort, NY
property for sale

106 Bono Blvd

Frankfort, NY

Cost Of Living Quick Facts

  • The cost of living in Frankfort is 22% lower than the New York average
  • The cost of living in Frankfort is 6% lower than the national average
  • Frankfort housing is 44% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Frankfort

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,061$6,005$1,681$2,162
      Renters$71,613$5,968$1,671$2,149

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Little Falls, NY4,824918.6%
      Bridgewater, NY491918.5%
      Mohawk, NY2,642937.5%
      Ilion, NY8,039937.4%
      Dolgeville, NY2,576937.1%
      Frankfort, NY2,591945.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Whittingham, NJ2,59212929.4%
      Sisseton, SD2,5928514.6%
      Greater Madawaska, ON2,592n/a 
      Millersburg, PA2,5898910.7%
      New Hope, PA2,58914848.3%
      Frankfort, NY2,591945.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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