Cost of Living in Ilion, NY

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A+
7%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ilion New York National
Cost of living93121100
Groceries106106100
Health care109110100
Housing51144100
Transportation115113100
Utilities110112100
Lifestyle & Entertainment113111100
Household Items104106100
Education & Childcare119118100
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Homes For Sale In Ilion, NY

property for sale

17 West Ave

Ilion, NY
property for sale

420 Otsego St

Ilion, NY
property for sale

213 W Main St

Ilion, NY
property for sale

255 S 3rd Ave

Ilion, NY

Cost Of Living Quick Facts

  • The cost of living in Ilion is 23% lower than the New York average
  • The cost of living in Ilion is 7% lower than the national average
  • Ilion housing is 49% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Ilion

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      Salary Calculator

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,416$9,451$2,646$3,403
      Renters$39,879$3,323$930$1,196
      A good way to judge both the affordability of the housing and the cost of living in Ilion is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ilion has a median income of about $113,416 for people who own homes. Based on that number, a maximum of $2,646 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,879. Based on this average, renters should spend no more than $930 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Little Falls, NY4,824918.6%
      Bridgewater, NY491918.5%
      Mohawk, NY2,642937.5%
      Dolgeville, NY2,576937.1%
      Middleville, NY784946.2%
      Ilion, NY8,039937.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Innisfail, AB8,040n/a 
      Lac-Beauport, QC8,037n/a 
      Aberdeen, NC8,0361000.5%
      Campbell, OH8,0428020.5%
      Lampasas, TX8,034919.3%
      Ilion, NY8,039937.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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