Cost of Living in Waldorf, MN

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12%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waldorf Minnesota National
Cost of living88100100
Groceries100100100
Health care101100100
Housing60100100
Transportation97100100
Utilities106104100
Lifestyle & Entertainment99100100
Household Items97100100
Education & Childcare10499100
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Homes For Sale In Waldorf, MN

property for sale

224 3rd Ave N

Waldorf, MN
property for sale

402 North St

Waldorf, MN
property for sale

400 North St

Waldorf, MN
See the Newest Homes For Sale In Waldorf, MN

Cost Of Living Quick Facts

  • The cost of living in Waldorf is 12% lower than the Minnesota average
  • The cost of living in Waldorf is 12% lower than the national average
  • Waldorf housing is 40% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Waldorf

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,081$5,423$1,518$1,953
      Renters$0$0$0$0

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Easton, MN2008316.6%
      Wells, MN2,4228515.3%
      Hartland, MN4298515.3%
      Freeborn, MN3318614.5%
      New Richland, MN1,0608713.1%
      Waldorf, MN1858811.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gaylesville, AL185946.1%
      Mount Vernon, AR1858317.0%
      Maish Vaya, AZ1858713.3%
      Rentz, GA1858316.7%
      Melrose, IA1857723.2%
      Waldorf, MN1858811.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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