Cost Of Living in Freeborn, MN

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A+

14%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Freeborn	Minnesota	National
Cost of living	86	100	100
Groceries	100	100	100
Health care	101	100	100
Housing	51	100	100
Transportation	97	100	100
Utilities	106	104	100
Lifestyle & Entertainment	99	100	100
Household Items	97	100	100
Education & Childcare	104	99	100

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Homes For Sale In Freeborn, MN

608 Lakeshore Dr

Freeborn, MN

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Cost Of Living Quick Facts

The cost of living in Freeborn is 15% lower than the Minnesota average
The cost of living in Freeborn is 14% lower than the national average
Freeborn housing is 49% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,185	$5,349	$1,498	$1,926
Renters	$63,667	$5,306	$1,485	$1,910

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Walters, MN	66	77	23.0%
Bricelyn, MN	301	79	20.8%
Conger, MN	133	82	17.8%
Wells, MN	2,422	85	15.3%
Hartland, MN	429	85	15.3%
Freeborn, MN	331	86	14.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Shaktoolik, AK	331	99	0.5%
Limestone, FL	331	104	4.0%
Kukuihaele, HI	331	169	69.1%
Summerfield, IL	331	85	14.6%
Triumph, LA	331	76	23.5%
Freeborn, MN	331	86	14.5%