Cost of Living in Walden, NY

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D
16%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Walden New York National
Cost of living116121100
Groceries107106100
Health care107110100
Housing134144100
Transportation108113100
Utilities109112100
Lifestyle & Entertainment112111100
Household Items107106100
Education & Childcare112118100
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Homes For Sale In Walden, NY

property for sale

77 Maidstone Dr

Walden, NY
property for sale

53 Wileman Ave

Walden, NY
property for sale

37 Northern Ave

Walden, NY
property for sale

11 Hidden View Dr

Walden, NY

Cost Of Living Quick Facts

  • The cost of living in Walden is 4% lower than the New York average
  • The cost of living in Walden is 16% higher than the national average
  • Walden housing is 34% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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      Transportation index
      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,427$10,952$3,066$3,943
      Renters$65,053$5,421$1,518$1,952
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Walden, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Walden homeowners, is $131,427. This would allow for a maximum of $3,066 per month to be spent on housing costs. For renters, the median monthly income is $65,053 which would result in a maximum of $1,518 to be spent on rental costs.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cragsmoor, NY4518910.9%
      Napanoch, NY1,073964.1%
      Ellenville, NY4,150991.0%
      Newburgh, NY28,8111065.5%
      Maybrook, NY3,7071076.5%
      Walden, NY6,81811616.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Catasauqua, PA6,817990.9%
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      Belle Haven, VA6,82014444.5%
      Lely Resort, FL6,81513434.3%
      Harrisville, UT6,81311111.1%
      Walden, NY6,81811616.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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