Cost of Living in Lely Resort, FL

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F
34%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
105%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lely Resort Florida National
Cost of living134102100
Groceries104102100
Health care103104100
Housing20597100
Transportation105103100
Utilities109110100
Lifestyle & Entertainment105104100
Household Items101102100
Education & Childcare101106100
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Homes For Sale In Lely Resort, FL

property for sale

6685 Costa Cir

Naples, FL
property for sale

9065 Albion Ln N #4909

Naples, FL
property for sale

8030 Signature Club Cir #102

Naples, FL
property for sale

9140 Delano St #9302

Naples, FL

Cost Of Living Quick Facts

  • The cost of living in Lely Resort is 32% higher than the Florida average
  • The cost of living in Lely Resort is 34% higher than the national average
  • Lely Resort housing is 105% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$146,359$12,197$3,415$4,391
      Renters$74,744$6,229$1,744$2,243
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Lely Resort, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Lely Resort, homeowners have a median income of $146,359. Using that number, a maximum of $3,415 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $74,744, which means there is a maximum of $1,744 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Goodland, FL2211044.1%
      Naples Manor, FL6,63511211.9%
      Golden Gate, FL31,03011413.7%
      Lely, FL3,66511818.3%
      Orangetree, FL4,37912827.8%
      Lely Resort, FL6,81513434.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Harrisville, UT6,81311111.1%
      Catasauqua, PA6,817990.9%
      Raleigh Hills, OR6,81216565.5%
      Nanaimo E, BC6,812n/a 
      Walden, NY6,81811616.3%
      Lely Resort, FL6,81513434.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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