Cost Of Living in Wainscott, NY

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F

258%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

841%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Wainscott	New York	National
Cost of living	358	121	100
Groceries	104	106	100
Health care	108	110	100
Housing	941	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	109	111	100
Household Items	104	106	100
Education & Childcare	115	118	100

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Homes For Sale In Wainscott, NY

278 Hampton St

Sag Harbor, NY

142 Six Pole Hwy

Sag Harbor, NY

5 Cowhill Ln

Wainscott, NY

64 W End Ave

East Hampton, NY

Cost Of Living Quick Facts

The cost of living in Wainscott is 197% higher than the New York average
The cost of living in Wainscott is 258% higher than the national average
Wainscott housing is 841% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$234,578	$19,548	$5,473	$7,038
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dering Harbor, NY	0	110	10.2%
Greenport, NY	2,113	151	51.3%
Mattituck, NY	5,017	152	52.1%
Hampton Bays, NY	15,184	153	53.4%
Greenport West, NY	2,270	156	55.9%
Wainscott, NY	349	358	258.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Marks, FL	349	118	17.9%
Keysville, GA	349	90	10.1%
Montrose, GA	349	84	16.1%
Duncombe, IA	349	80	20.2%
Kempton, IN	349	83	16.5%
Wainscott, NY	349	358	258.5%