Cost Of Living in Montrose, GA

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16%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Montrose	Georgia	National
Cost of living	84	96	100
Groceries	101	99	100
Health care	100	99	100
Housing	49	88	100
Transportation	99	99	100
Utilities	99	102	100
Lifestyle & Entertainment	101	100	100
Household Items	98	100	100
Education & Childcare	93	99	100

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Homes For Sale In Montrose, GA

4161 US Highway 80 W

Montrose, GA

0 Highway 26

Montrose, GA

LOT 18 Byrdhill Dr

Dudley, GA

Bird Hill Dr

Dudley, GA

Cost Of Living Quick Facts

The cost of living in Montrose is 13% lower than the Georgia average
The cost of living in Montrose is 16% lower than the national average
Montrose housing is 51% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,987	$6,166	$1,726	$2,220
Renters	$0	$0	$0	$0

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Jeffersonville, GA	1,028	81	18.9%
Chester, GA	756	82	17.8%
Danville, GA	207	83	17.5%
Rentz, GA	185	83	16.7%
Dexter, GA	962	86	14.2%
Montrose, GA	349	84	16.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Marks, FL	349	118	17.9%
Keysville, GA	349	90	10.1%
Duncombe, IA	349	80	20.2%
Kempton, IN	349	83	16.5%
Mooreland, IN	349	80	19.9%
Montrose, GA	349	84	16.1%