Cost Of Living in Kempton, IN

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17%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Kempton	Indiana	National
Cost of living	83	89	100
Groceries	98	97	100
Health care	96	97	100
Housing	52	72	100
Transportation	99	96	100
Utilities	99	96	100
Lifestyle & Entertainment	95	95	100
Household Items	96	98	100
Education & Childcare	93	94	100

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Homes For Sale In Kempton, IN

105 E Jefferson St

Kempton, IN

Cost Of Living Quick Facts

The cost of living in Kempton is 6% lower than the Indiana average
The cost of living in Kempton is 17% lower than the national average
Kempton housing is 48% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,308	$5,859	$1,640	$2,109
Renters	$48,118	$4,010	$1,123	$1,444

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Windfall City, IN	732	81	18.7%
Kirklin, IN	1,162	83	16.6%
Burlington, IN	664	84	15.6%
Kokomo, IN	60,311	86	14.4%
Sharpsville, IN	926	86	13.9%
Kempton, IN	349	83	16.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Marks, FL	349	118	17.9%
Keysville, GA	349	90	10.1%
Montrose, GA	349	84	16.1%
Duncombe, IA	349	80	20.2%
Mooreland, IN	349	80	19.9%
Kempton, IN	349	83	16.5%