Cost of Living in South Cleveland, TN

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6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index South Cleveland Tennessee National
Cost of living9492100
Groceries9698100
Health care9697100
Housing8680100
Transportation9597100
Utilities9998100
Lifestyle & Entertainment9897100
Household Items10098100
Education & Childcare10197100
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Homes For Sale In South Cleveland, TN

property for sale

111 Hall Norwood Rd SE

Cleveland, TN
property for sale

248 Farmway Dr SE

Cleveland, TN
property for sale

3742 Forest Ln SE

Cleveland, TN
property for sale

131 Dorset Ln SE

Cleveland, TN

Cost Of Living Quick Facts

  • The cost of living in South Cleveland is 2% higher than the Tennessee average
  • The cost of living in South Cleveland is 6% lower than the national average
  • South Cleveland housing is 14% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around South Cleveland

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,747$6,979$1,954$2,513
      Renters$45,170$3,764$1,054$1,355
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in South Cleveland, TN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for South Cleveland homeowners, is $83,747. This would allow for a maximum of $1,954 per month to be spent on housing costs. For renters, the median monthly income is $45,170 which would result in a maximum of $1,054 to be spent on rental costs.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Cleveland, TN2,6178416.0%
      Benton, TN1,2938613.7%
      Charleston, TN6878811.9%
      Calhoun, TN6988911.4%
      Ringgold, GA3,555928.4%
      South Cleveland, TN7,971946.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Monument, CO7,97413737.0%
      Wynne, AR7,9758712.9%
      Lincolnshire, IL7,96616160.5%
      Sebastopol, CA7,96517373.0%
      Colonie, NY7,96511716.9%
      South Cleveland, TN7,971946.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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