Cost Of Living in Victory, NY

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B+

2%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Victory	New York	National
Cost of living	102	121	100
Groceries	105	106	100
Health care	108	110	100
Housing	87	144	100
Transportation	111	113	100
Utilities	114	112	100
Lifestyle & Entertainment	108	111	100
Household Items	103	106	100
Education & Childcare	112	118	100

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Homes For Sale In Victory, NY

70 Gates Ave

Victory Mills, NY

Cost Of Living Quick Facts

The cost of living in Victory is 15% lower than the New York average
The cost of living in Victory is 2% higher than the national average
Victory housing is 13% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,043	$6,837	$1,914	$2,462
Renters	$59,614	$4,968	$1,391	$1,789

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Argyle, NY	417	96	4.0%
Fort Edward, NY	3,380	99	0.6%
Hoosick Falls, NY	3,491	98	2.2%
Hudson Falls, NY	7,286	100	0.1%
Salem, NY	953	99	1.2%
Victory, NY	735	102	1.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Huttig, AR	735	75	25.4%
Oxford, IA	735	91	8.6%
Casco, ME	735	101	0.9%
Alden, MN	735	87	12.7%
Red Cross, NC	735	92	7.9%
Victory, NY	735	102	1.9%