Cost of Living in Oxford, IA

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A+
9%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oxford Iowa National
Cost of living9189100
Groceries9597100
Health care9896100
Housing8074100
Transportation9897100
Utilities9695100
Lifestyle & Entertainment9595100
Household Items9597100
Education & Childcare9694100
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Homes For Sale In Oxford, IA

property for sale

1502 Black Diamond Rd SW

Oxford, IA
property for sale

111 N High Ave

Oxford, IA
property for sale

224 W Main St

Oxford, IA
property for sale

409 James Blvd NW #11

Oxford, IA
See the Newest Homes For Sale In Oxford, IA

Cost Of Living Quick Facts

  • The cost of living in Oxford is 2% higher than the Iowa average
  • The cost of living in Oxford is 9% lower than the national average
  • Oxford housing is 20% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Oxford

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Compare Oxford, IA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,256$8,271$2,316$2,978
      Renters$0$0$0$0

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Amana, IA39964.4%
      Watkins, IA887425.6%
      North English, IA9898317.2%
      Marengo, IA2,4598316.5%
      Homestead, IA638415.6%
      Oxford, IA735918.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Huttig, AR7357525.4%
      Casco, ME7351010.9%
      Alden, MN7358712.7%
      Red Cross, NC735927.9%
      Victory, NY7351021.9%
      Oxford, IA735918.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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