| Index | Valley Springs | South Dakota | National |
| Cost of living | 91 | 92 | 100 |
| Groceries | 98 | 99 | 100 |
| Health care | 95 | 97 | 100 |
| Housing | 77 | 77 | 100 |
| Transportation | 93 | 96 | 100 |
| Utilities | 104 | 103 | 100 |
| Lifestyle & Entertainment | 93 | 94 | 100 |
| Household Items | 95 | 96 | 100 |
| Education & Childcare | 98 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $122,696 | $10,225 | $2,863 | $3,681 |
| Renters | $84,800 | $7,067 | $1,979 | $2,544 |
| State | General Sales Tax | With Max Surtax |
| South Dakota | 4.5% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| South Dakota | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Sherman, SD | 41 | 80 | 20.2% |
| Hardwick, MN | 208 | 80 | 20.0% |
| Steen, MN | 144 | 82 | 18.0% |
| Hills, MN | 842 | 89 | 11.1% |
| Larchwood, IA | 1,000 | 91 | 8.9% |
| Valley Springs, SD | 920 | 91 | 9.5% |
| City | Population | Cost of Living Index | National Avg. |
| Hot Sulphur Springs, CO | 920 | 111 | 10.9% |
| Bradenton Beach, FL | 920 | 127 | 26.9% |
| Enlow, PA | 920 | 106 | 5.8% |
| Silverdale, PA | 920 | 112 | 12.4% |
| Annabella, UT | 920 | 105 | 4.9% |
| Valley Springs, SD | 920 | 91 | 9.5% |