Cost of Living in Hardwick, MN

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20%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
59%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hardwick Minnesota National
Cost of living80100100
Groceries98100100
Health care95100100
Housing41100100
Transportation93100100
Utilities104104100
Lifestyle & Entertainment93100100
Household Items95100100
Education & Childcare9899100
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Homes For Sale In Hardwick, MN

property for sale

1563 211th St

Hardwick, MN
property for sale

107 S Buckingham St

Hardwick, MN
property for sale

102 S Buckingham St

Hardwick, MN
See the Newest Homes For Sale In Hardwick, MN

Cost Of Living Quick Facts

  • The cost of living in Hardwick is 20% lower than the Minnesota average
  • The cost of living in Hardwick is 20% lower than the national average
  • Hardwick housing is 59% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Hardwick

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Compare Hardwick, MN Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,313$6,693$1,874$2,410
      Renters$45,519$3,793$1,062$1,366

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

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      Hardwick, MN2088020.0%

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      Hardwick, MN2088020.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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