Cost Of Living in Valencia, NM

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9%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

23%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Valencia	New Mexico	National
Cost of living	91	94	100
Groceries	99	98	100
Health care	97	98	100
Housing	77	85	100
Transportation	100	98	100
Utilities	95	97	100
Lifestyle & Entertainment	93	96	100
Household Items	98	98	100
Education & Childcare	99	96	100

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Homes For Sale In Valencia, NM

11 Coyote Ln

Los Lunas, NM

2 Blue Bonnet Dr

Los Lunas, NM

8 Phillips Dr

Los Lunas, NM

14 Zentner Rd

Los Lunas, NM

Cost Of Living Quick Facts

The cost of living in Valencia is 2% lower than the New Mexico average
The cost of living in Valencia is 9% lower than the national average
Valencia housing is 23% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,195	$9,016	$2,524	$3,246
Renters	$60,825	$5,069	$1,419	$1,825

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Chical, NM	209	98	2.3%
Adelino, NM	1,137	98	2.3%
Pajarito Mesa, NM	316	76	24.3%
Isleta Village Proper, NM	502	83	17.3%
Meadow Lake, NM	4,378	83	16.8%
Valencia, NM	2,049	91	8.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jerome, IL	2,049	89	11.0%
Hurstbourne Acres, KY	2,049	103	3.1%
Marlette, MI	2,049	82	18.1%
Bethel, NC	2,049	85	15.2%
Okanagan-Similkameen E, BC	2,049	n/a
Valencia, NM	2,049	91	8.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Valencia, NM

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