Cost of Living in Vail, CO

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F
79%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
249%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Vail Colorado National
Cost of living179115100
Groceries104104100
Health care105107100
Housing349136100
Transportation103106100
Utilities109108100
Lifestyle & Entertainment103107100
Household Items106105100
Education & Childcare113111100
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Homes For Sale In Vail, CO

property for sale

1020 Vail View Dr

Vail, CO
property for sale

2958 S Frontage Rd W

Vail, CO
property for sale

1552 Matterhorn Cir

Vail, CO
property for sale

292 E Meadow Dr

Vail, CO

Cost Of Living Quick Facts

  • The cost of living in Vail is 55% higher than the Colorado average
  • The cost of living in Vail is 79% higher than the national average
  • Vail housing is 249% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Vail

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$158,083$13,174$3,688$4,743
      Renters$85,050$7,088$1,984$2,552
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Vail, CO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Vail, homeowners have a median income of $158,083. Using that number, a maximum of $3,688 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $85,050, which means there is a maximum of $1,984 to be spent on the costs of renting a home or apartment.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Copper Mountain, CO46411817.7%
      Red Cliff, CO32813231.5%
      Avon, CO6,96015251.6%
      Frisco, CO3,02116160.8%
      Edwards, CO9,69017372.8%
      Vail, CO5,73917978.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Richmond, MO5,7398515.1%
      Severance, CO5,73813130.8%
      Belmar, NJ5,73816160.6%
      Zeeland, MI5,741954.6%
      Duquesne, PA5,7368217.7%
      Vail, CO5,73917978.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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