Cost of Living in Belmar, NJ

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F
61%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
177%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Belmar New Jersey National
Cost of living161125100
Groceries105108100
Health care112112100
Housing277157100
Transportation114114100
Utilities109111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare120120100
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Homes For Sale In Belmar, NJ

property for sale

426 Deuce Dr

Wall Township, NJ
property for sale

1751 Glendola Rd

Wall Township, NJ
property for sale

1017 18th Ave

Wall Township, NJ
property for sale

2800 Hurley Pond Rd Unit RD

Wall Township, NJ

Cost Of Living Quick Facts

  • The cost of living in Belmar is 28% higher than the New Jersey average
  • The cost of living in Belmar is 61% higher than the national average
  • Belmar housing is 177% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Belmar

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      Salary Calculator

      This is how much you would need to earn in
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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$155,417$12,951$3,626$4,663
      Renters$87,150$7,263$2,033$2,615
      A good way to judge both the affordability of the housing and the cost of living in Belmar is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Belmar has a median income of about $155,417 for people who own homes. Based on that number, a maximum of $3,626 should be spent on expenses related to housing. Renters have a slightly different median income, which is $87,150. Based on this average, renters should spend no more than $2,033 on all rental costs if they want to maintain a non-impoverished standard of living.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
      Leisure Village, NJ4,8631022.3%
      Leisure Village West, NJ3,8531077.4%
      Leisure Village East, NJ3,8931099.2%
      Holiday City-Berkeley, NJ12,50811212.2%
      Belmar, NJ5,73816160.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Severance, CO5,73813130.8%
      Vail, CO5,73917978.7%
      Richmond, MO5,7398515.1%
      Duquesne, PA5,7368217.7%
      Zeeland, MI5,741954.6%
      Belmar, NJ5,73816160.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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