Here we can see a simple outline of the cost of living in Belmar, NJ. As you can see, with the average cost of living in Belmar, NJ being 174, that puts it 39% higher than the average of New Jersey and 74% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Belmar, NJ, the price of goods and services are 33% higher than the average of New Jersey as well as 49% higher than the nation's average.