Cost of Living in Urbana, MO

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19%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Urbana Missouri National
Cost of living8190100
Groceries9596100
Health care9397100
Housing4877100
Transportation9696100
Utilities9595100
Lifestyle & Entertainment9495100
Household Items9597100
Education & Childcare10095100
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Homes For Sale In Urbana, MO

property for sale

312 Mill St

Urbana, MO
property for sale

TBD Homestead Trl

Stark Township, MO
property for sale

22 Osage Rd

Urbana, MO
property for sale

116 S Main St

Urbana, MO
See the Newest Homes For Sale In Urbana, MO

Cost Of Living Quick Facts

  • The cost of living in Urbana is 10% lower than the Missouri average
  • The cost of living in Urbana is 19% lower than the national average
  • Urbana housing is 52% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Urbana

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Compare Urbana, MO Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$49,572$4,131$1,157$1,487
      Renters$32,404$2,700$756$972

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Louisburg, MO548019.6%
      Wheatland, MO3438119.5%
      Macks Creek, MO3688218.3%
      Preston, MO3498218.0%
      Hermitage, MO8048416.0%
      Urbana, MO4558118.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Maynard, AR4558019.8%
      Shaver Lake, CA45515050.1%
      Norwich, KS4558317.5%
      Houston Lake, MO455982.5%
      Oakview, MO455928.1%
      Urbana, MO4558118.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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