Cost of Living in Troy, ID

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A-
6%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Troy Idaho National
Cost of living10698100
Groceries107102100
Health care106101100
Housing9790100
Transportation109103100
Utilities110101100
Lifestyle & Entertainment113105100
Household Items106101100
Education & Childcare117101100
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Homes For Sale In Troy, ID

property for sale

4170 Highway 8

Troy, ID
property for sale

TBD Parcel 4 Drifting Snow LN

Troy, ID
property for sale

TBD Hill Rd

Troy, ID
property for sale

300 Big Meadow Rd

Troy, ID
See the Newest Homes For Sale In Troy, ID

Cost Of Living Quick Facts

  • The cost of living in Troy is 8% higher than the Idaho average
  • The cost of living in Troy is 6% higher than the national average
  • Troy housing is 3% lower than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Troy

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Compare Troy, ID Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$115,121$9,593$2,686$3,454
      Renters$42,257$3,521$986$1,268

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Princeton, ID1271099.5%
      Onaway, ID212991.5%
      Kendrick, ID385964.0%
      Deary, ID4241022.2%
      Potlatch, ID8671033.3%
      Troy, ID8881065.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shelter Cove, CA88814343.5%
      Vassar, KS888927.6%
      Finzel, MD888990.7%
      Lewiston, MI8888812.3%
      Wellston, OK8888217.6%
      Troy, ID8881065.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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