| Index | Shelter Cove | California | National |
| Cost of living | 143 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 117 | 116 | 100 |
| Housing | 204 | 197 | 100 |
| Transportation | 115 | 118 | 100 |
| Utilities | 120 | 119 | 100 |
| Lifestyle & Entertainment | 123 | 120 | 100 |
| Household Items | 113 | 111 | 100 |
| Education & Childcare | 131 | 127 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Phillipsville, CA | 104 | 117 | 17.4% |
| Miranda, CA | 511 | 127 | 26.6% |
| Garberville, CA | 1,396 | 132 | 31.5% |
| Redway, CA | 1,359 | 135 | 35.5% |
| Shelter Cove, CA | 888 | 143 | 43.5% |
| City | Population | Cost of Living Index | National Avg. |
| Troy, ID | 888 | 106 | 5.9% |
| Vassar, KS | 888 | 92 | 7.6% |
| Finzel, MD | 888 | 99 | 0.7% |
| Lewiston, MI | 888 | 88 | 12.3% |
| Wellston, OK | 888 | 82 | 17.6% |
| Shelter Cove, CA | 888 | 143 | 43.5% |