Cost of Living in Topsham, ME

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B+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Topsham Maine National
Cost of living109100100
Groceries103103100
Health care102101100
Housing12291100
Transportation104103100
Utilities105108100
Lifestyle & Entertainment101103100
Household Items103103100
Education & Childcare105106100
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Homes For Sale In Topsham, ME

property for sale

48 Winter St

Topsham, ME
property for sale

29 Frost Ln

Topsham, ME
property for sale

75 Tedford Rd

Topsham, ME
property for sale

19 Forest Dr

Topsham, ME

Cost Of Living Quick Facts

  • The cost of living in Topsham is 9% higher than the Maine average
  • The cost of living in Topsham is 9% higher than the national average
  • Topsham housing is 22% higher than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Topsham

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,572$9,464$2,650$3,408
      Renters$81,955$6,830$1,912$2,459
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Topsham, ME, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Topsham homeowners, is $113,572. This would allow for a maximum of $2,650 per month to be spent on housing costs. For renters, the median monthly income is $81,955 which would result in a maximum of $1,912 to be spent on rental costs.

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lewiston, ME37,532972.9%
      Lisbon Falls, ME4,167982.0%
      Richmond, ME1,788991.4%
      Wiscasset, ME1,3201000.2%
      Auburn, ME23,8041010.5%
      Topsham, ME6,4941099.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Peace River D, BC6,494n/a 
      Corry, PA6,4958415.5%
      Bellefonte, PA6,4921000.5%
      Forest Hills, PA6,492955.2%
      Clover, SC6,497991.4%
      Topsham, ME6,4941099.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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