F
35%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
109%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Tigard Oregon National
Cost of living135111100
Groceries103104100
Health care103105100
Housing209124100
Transportation103106100
Utilities106106100
Lifestyle & Entertainment103107100
Household Items102104100
Education & Childcare104109100
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An Overview of Cost of Living in Tigard, OR

Getting a feel for the cost of living in Tigard is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Tigard is 135, which is 35% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Tigard may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Tigard falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs significantly influence the Tigard cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 108.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

What Do Locals Say About the Cost of Living in Tigard?

Locals have the inside scoop on their city. So, we polled 7 residents in Tigard to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 57% find it reasonable with decreasing prices, but 43% think it's quite pricey, with prices that continue to rise.

Is Tigard Affordable?

Is Tigard an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Tigard is 136% higher than the national average, while the average monthly rent prices are 45.1% higher than average. The affordability of any location can also be influenced by median income levels. Tigard has a median household income of $130,576, which is 60.5% higher than the national average.

What Factors can Influence the Cost of Living in Tigard?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Tigard, the transportation index is 3.3% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Tigard, the housing index stands at 108.7% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Tigard, the baseline sales tax rate begins at 0%, and income tax rates start at 4.75%.

Where is the Data From?

The Tigard cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Tigard is 21% higher than the Oregon average
  • The cost of living in Tigard is 35% higher than the national average
  • Tigard housing is 109% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Tigard

See all the best places to live around Tigard

Compare Tigard, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$165,453$13,788$3,860$4,964
      Renters$75,465$6,289$1,761$2,264
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Tigard, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Tigard, homeowners have a median income of $165,453. Using that number, a maximum of $3,860 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $75,465, which means there is a maximum of $1,761 to be spent on the costs of renting a home or apartment.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1891054.7%
      Johnson City, OR5548317.4%
      Donald, OR1,4991065.8%
      Dayton, OR2,83411111.4%
      King City, OR4,44511919.2%
      Tigard, OR55,91013535.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westchester, FL55,88312525.2%
      Brookhaven, GA55,87414443.6%
      Aloha, OR55,86512626.4%
      Colton, CA55,95612727.0%
      Apple Valley, MN55,84211313.3%
      Tigard, OR55,91013535.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.