Cost Of Living in Swan Valley, ID

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F

36%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

116%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Swan Valley	Idaho	National
Cost of living	136	98	100
Groceries	103	102	100
Health care	99	101	100
Housing	216	90	100
Transportation	102	103	100
Utilities	102	101	100
Lifestyle & Entertainment	102	105	100
Household Items	101	101	100
Education & Childcare	102	101	100

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Homes For Sale In Swan Valley, ID

101 Creekside Ln

Swan Valley, ID

lot 1

b2 Swan Spring Dr, Sw

L9 B3 Swan Spring Dr

Swan Valley, ID

433 Irwin Rd

Irwin, ID

Cost Of Living Quick Facts

The cost of living in Swan Valley is 38% higher than the Idaho average
The cost of living in Swan Valley is 36% higher than the national average
Swan Valley housing is 116% higher than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$143,096	$11,925	$3,339	$4,293

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	5.8%	5.8%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Irwin, ID	227	98	2.2%
Victor, ID	2,380	114	13.9%
Swan Valley, ID	252	136	35.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Moose Pass, AK	252	128	28.3%
Malcolm, AL	252	75	25.0%
McNeal, AZ	252	86	13.8%
Hornbrook, CA	252	107	7.1%
Jakin, GA	252	86	14.2%
Swan Valley, ID	252	136	35.8%