Cost Of Living in Surfside Beach, TX

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A+

5%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

22%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Surfside Beach	Texas	National
Cost of living	105	94	100
Groceries	97	98	100
Health care	98	98	100
Housing	122	83	100
Transportation	99	98	100
Utilities	105	103	100
Lifestyle & Entertainment	99	98	100
Household Items	97	98	100
Education & Childcare	94	98	100

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Homes For Sale In Surfside Beach, TX

119 Velasco Shores Dr

, TX

130 Treaty Dr

Surfside Beach, TX

601 Wave Ct

Freeport, TX

123 Beachcomber Ave

Surfside Beach, TX

Cost Of Living Quick Facts

The cost of living in Surfside Beach is 12% higher than the Texas average
The cost of living in Surfside Beach is 5% higher than the national average
Surfside Beach housing is 22% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$118,483	$9,874	$2,764	$3,555
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Freeport, TX	12,541	87	12.7%
Jones Creek, TX	2,041	92	8.0%
Angleton, TX	20,095	93	6.6%
Clute, TX	11,959	94	6.1%
Oyster Creek, TX	1,358	95	4.8%
Surfside Beach, TX	602	105	5.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Plainview, AR	602	78	22.1%
El Prado Estates, AZ	602	88	12.0%
Leary, GA	602	80	20.3%
Clayton, IL	602	82	18.2%
Morley, MI	602	84	15.8%
Surfside Beach, TX	602	105	5.3%