Surf City, NJ Employment - Median Household Income, Unemployment Rate

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A+

134%

Income/capita NAT. AVG.

73%

Household income NAT. AVG.

78%

Unemployment NAT. AVG.

Index	Surf City	New Jersey	National
Income per capita	$105,107	$55,297	$44,883
Median household income	$140,782	$108,915	$81,333
Median income owner occupied	$144,614	$143,334	$106,172
Median income renter occupied	$102,826	$61,880	$52,080
Median earnings male	$104,377	$69,742	$54,343
Median earnings female	$61,228	$46,406	$38,439
Unemployment rate	1.1%	5.4%	4.9%
Poverty level	4.8%	10.9%	15.1%

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Homes For Sale In Surf City, NJ

226 13th St

Surf City, NJ

274 S 1st St

Surf City, NJ

717 N Central Ave

Surf City, NJ

276 N 11th St

Surf City, NJ

Key findings

The income per capita in Surf City is 134% higher than the national average
The median household income in Surf City is 73% higher than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Surf City is 78% lower than the national average
The poverty level in Surf City is 68% lower than the national average

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am i middle class

$93,845 $140,782 $281,564

City

$72,602 $108,915 $217,830

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Surf City median earnings by income bracket

Surf City employment by industry

Labour Type	Male	Female
Construction industry	8.8%	8.8%
Manufacturing sector	4.8%	4.8%
Financial & insurance services	5.1%	5.1%
Wholesale & retail services	14.3%	14.3%
Public administration	8.8%	8.8%
Transportation, warehousing & utilities	3.7%	3.7%
Education, health & social services	14.3%	14.3%
Other	38.6%	38.6%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Beach Haven, NJ	1,001	$154,516	90.0%
Harvey Cedars, NJ	461	$146,090	79.6%
Beach Haven West, NJ	4,476	$144,290	77.4%
Ocean Acres, NJ	17,774	$141,113	73.5%
North Beach Haven, NJ	2,275	$133,019	63.5%
Surf City, NJ	1,305	$140,782	73.1%

Cities with similar population

City	Population	Household Income	National Avg.
Keewatin, MN	1,305	$65,438	19.5%
Millbourne, PA	1,305	$78,284	3.7%
Camp Hill, AL	1,306	$40,854	49.8%
Airport, CA	1,306	$43,030	47.1%
Maxwell, CA	1,304	$86,234	6.0%
Surf City, NJ	1,305	$140,782	73.1%

Source: The Surf City, NJ employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.