Cost of Living in Stratford, IA

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stratford Iowa National
Cost of living8289100
Groceries9897100
Health care9596100
Housing5374100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9094100
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Homes For Sale In Stratford, IA

property for sale

1499 370th St

Stratford, IA
property for sale

3533 Fenton Ave

Stratford, IA
property for sale

3331 380th St

Stratford, IA
See the Newest Homes For Sale In Stratford, IA

Cost Of Living Quick Facts

  • The cost of living in Stratford is 8% lower than the Iowa average
  • The cost of living in Stratford is 18% lower than the national average
  • Stratford housing is 47% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Stratford

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,141$6,345$1,777$2,284
      Renters$49,166$4,097$1,147$1,475

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kamrar, IA192955.3%
      Lehigh, IA4127722.7%
      Pilot Mound, IA1647822.5%
      Blairsburg, IA1557921.1%
      Harcourt, IA2607920.8%
      Stratford, IA6858217.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      McDonald Chapel, AL6858514.6%
      Smith River, CA68512625.8%
      Cinco Bayou, FL68511313.0%
      Colbert, GA685964.0%
      Ireton, IA6858515.1%
      Stratford, IA6858217.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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