Cost Of Living in McDonald Chapel, AL

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	McDonald Chapel	Alabama	National
Cost of living	85	89	100
Groceries	98	96	100
Health care	99	95	100
Housing	58	74	100
Transportation	98	95	100
Utilities	95	97	100
Lifestyle & Entertainment	96	94	100
Household Items	96	96	100
Education & Childcare	96	93	100

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Homes For Sale In McDonald Chapel, AL

5436 Iceland Ave

Birmingham, AL

5312 Java Ave Unit 3/23

Birmingham, AL

Cost Of Living Quick Facts

The cost of living in McDonald Chapel is 4% lower than the Alabama average
The cost of living in McDonald Chapel is 15% lower than the national average
McDonald Chapel housing is 42% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,548	$5,379	$1,506	$1,937
Renters	$73,800	$6,150	$1,722	$2,214

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cardiff, AL	48	76	24.0%
Mount Olive CDP (Coosa County), AL	284	79	20.7%
Edgewater, AL	852	82	18.5%
North Johns, AL	156	80	19.8%
Brighton, AL	2,939	81	18.8%
McDonald Chapel, AL	685	85	14.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Smith River, CA	685	126	25.8%
Cinco Bayou, FL	685	113	13.0%
Colbert, GA	685	96	4.0%
Ireton, IA	685	85	15.1%
Russell, IA	685	78	21.5%
McDonald Chapel, AL	685	85	14.6%