| Index | Cinco Bayou | Florida | National |
| Cost of living | 113 | 102 | 100 |
| Groceries | 101 | 102 | 100 |
| Health care | 104 | 104 | 100 |
| Housing | 135 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 107 | 110 | 100 |
| Lifestyle & Entertainment | 105 | 104 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 102 | 106 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $180,210 | $15,018 | $4,205 | $5,407 |
| Renters | $60,112 | $5,009 | $1,403 | $1,804 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Mary Esther, FL | 4,488 | 104 | 4.5% |
| Ocean City, FL | 6,170 | 105 | 4.9% |
| Wright, FL | 25,275 | 106 | 5.5% |
| Fort Walton Beach, FL | 22,726 | 106 | 5.9% |
| Niceville, FL | 15,939 | 113 | 13.4% |
| Cinco Bayou, FL | 685 | 113 | 13.0% |
| City | Population | Cost of Living Index | National Avg. |
| McDonald Chapel, AL | 685 | 85 | 14.6% |
| Smith River, CA | 685 | 126 | 25.8% |
| Colbert, GA | 685 | 96 | 4.0% |
| Ireton, IA | 685 | 85 | 15.1% |
| Russell, IA | 685 | 78 | 21.5% |
| Cinco Bayou, FL | 685 | 113 | 13.0% |