| Index | Steubenville | Ohio | National |
| Cost of living | 86 | 89 | 100 |
| Groceries | 100 | 97 | 100 |
| Health care | 99 | 96 | 100 |
| Housing | 57 | 74 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 99 | 96 | 100 |
| Lifestyle & Entertainment | 97 | 95 | 100 |
| Household Items | 98 | 97 | 100 |
| Education & Childcare | 100 | 93 | 100 |
Understanding the cost of living in Steubenville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Steubenville cost of living index is 86, which is 14% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Steubenville are 42.5% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.
Wondering if Steubenville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Steubenville, for example, the median home price is 45.9% lower than what folks pay nationally, and monthly rent is 34.6% lower than the usual rates. Plus, income levels matter too, with Steubenville boasting a median household income of $55,811, which is 31.4% lower than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Steubenville, the groceries index is 0.4% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Steubenville, the healthcare costs are 1.2% lower than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
The Steubenville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $91,450 | $7,621 | $2,134 | $2,744 |
| Renters | $27,985 | $2,332 | $653 | $840 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Connorville, OH | 236 | 99 | 1.2% |
| Smithfield, OH | 846 | 80 | 19.7% |
| Amsterdam, OH | 522 | 78 | 21.8% |
| Stratton, OH | 367 | 81 | 19.0% |
| Irondale, OH | 401 | 79 | 21.0% |
| Steubenville, OH | 18,439 | 86 | 13.6% |
| City | Population | Cost of Living Index | National Avg. |
| Arroyo Grande, CA | 18,441 | 166 | 66.0% |
| Melville, NY | 18,448 | 178 | 77.6% |
| Jenison, MI | 18,457 | 103 | 2.9% |
| Radford, VA | 18,418 | 100 | 0.3% |
| Albert Lea, MN | 18,460 | 89 | 11.0% |
| Steubenville, OH | 18,439 | 86 | 13.6% |
Here are the best places to live in Ohio
Most Dangerous States In The US
Most Dangerous Cities In The US
These are the largest cities in Ohio