Cost Of Living in Amsterdam, OH

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22%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

62%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Amsterdam	Ohio	National
Cost of living	78	89	100
Groceries	97	97	100
Health care	94	96	100
Housing	38	74	100
Transportation	95	96	100
Utilities	99	96	100
Lifestyle & Entertainment	92	95	100
Household Items	97	97	100
Education & Childcare	92	93	100

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Homes For Sale In Amsterdam, OH

5229 Senate Rd SE

Amsterdam, OH

11820 State Route 43

Amsterdam, OH

47 Township Road 273A

Amsterdam, OH

329 S Market St

Amsterdam, OH

Cost Of Living Quick Facts

The cost of living in Amsterdam is 12% lower than the Ohio average
The cost of living in Amsterdam is 22% lower than the national average
Amsterdam housing is 62% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,315	$6,693	$1,874	$2,410
Renters	$47,242	$3,937	$1,102	$1,417

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Deersville, OH	12	95	4.7%
Bowerston, OH	515	77	22.9%
Smithfield, OH	846	80	19.7%
Irondale, OH	401	79	21.0%
Wellsville, OH	3,447	79	21.0%
Amsterdam, OH	522	78	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Galena, AK	522	110	9.8%
Ballico, CA	522	137	37.2%
New Albin, IA	522	86	13.8%
Royal, IA	522	82	18.0%
Trout Valley, IL	522	129	29.5%
Amsterdam, OH	522	78	21.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Amsterdam, OH

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Median Income & Debt-To-Income Ratio

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