Cost of Living in Steger, IL

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A+
9%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Steger Illinois National
Cost of living9198100
Groceries100100100
Health care100100100
Housing7095100
Transportation103101100
Utilities10099100
Lifestyle & Entertainment99100100
Household Items100100100
Education & Childcare101100100
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Homes For Sale In Steger, IL

property for sale

3225 Butler Ave

Steger, IL
property for sale

3726 Stella Blvd

Steger, IL
property for sale

307 Durham Dr

Steger, IL
property for sale

22828 Frederick Rd

Steger, IL
See the Newest Homes For Sale In Steger, IL

Cost Of Living Quick Facts

  • The cost of living in Steger is 7% lower than the Illinois average
  • The cost of living in Steger is 9% lower than the national average
  • Steger housing is 30% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Steger

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Compare Steger, IL Cost of Living

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      The best places in Illinois

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,169$7,681$2,150$2,765
      Renters$39,623$3,302$924$1,189
      A good indicator of the general affordability of housing in Steger, IL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Steger, the median monthly income is $92,169 for those who own their own homes. Under the standard rule, that income level would allow for $2,150 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $39,623, per the median income in the area. That would allow for renters to spend up to $924 on monthly rental expenses.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ford Heights, IL2,8018316.6%
      East Chicago, IN28,8358217.8%
      Gary, IN77,1518119.3%
      Phoenix, IL1,4508514.6%
      Dixmoor, IL3,6638712.6%
      Steger, IL9,523918.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      North College Hill, OH9,5238614.4%
      Girard, OH9,5258218.5%
      Middlesborough, KY9,5188218.3%
      Westphalia, MD9,51813333.3%
      Bohemia, NY9,52814443.7%
      Steger, IL9,523918.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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