Cost of Living in Middlesborough, KY

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Middlesborough Kentucky National
Cost of living8288100
Groceries9798100
Health care9697100
Housing4670100
Transportation10096100
Utilities9795100
Lifestyle & Entertainment9595100
Household Items9797100
Education & Childcare9794100
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Homes For Sale In Middlesborough, KY

property for sale

918 Cumberland Ave

Middlesboro, KY
property for sale

316 Exeter Ave

Middlesboro, KY
property for sale

1801 Exeter Ave

Middlesboro, KY
property for sale

2002 Winchester Ave

Middlesboro, KY
See the Newest Homes For Sale In Middlesborough, KY

Cost Of Living Quick Facts

  • The cost of living in Middlesborough is 7% lower than the Kentucky average
  • The cost of living in Middlesborough is 18% lower than the national average
  • Middlesborough housing is 54% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Middlesborough

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Compare Middlesborough, KY Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$59,312$4,943$1,384$1,780
      Renters$26,454$2,205$617$794
      To approximate the cost of living and the housing affordability in Middlesborough, KY, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Middlesborough have a median income of $59,312. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,384 per month to avoid calamity and poverty. The renters in the city have an income of about $26,454, which would make their monthly maximum allowable rental costs $617.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Arjay, KY275972.8%
      Pathfork, KY2757326.9%
      Coldiron, KY4248019.7%
      Pineville, KY1,9668317.3%
      New Tazewell, TN2,7848713.0%
      Middlesborough, KY9,5188218.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westphalia, MD9,51813333.3%
      White Meadow Lake, NJ9,51514141.3%
      Steger, IL9,523918.8%
      North College Hill, OH9,5238614.4%
      Fishersville, VA9,51211313.1%
      Middlesborough, KY9,5188218.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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