Cost of Living in Girard, OH

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Girard Ohio National
Cost of living8289100
Groceries9797100
Health care9596100
Housing5274100
Transportation9496100
Utilities9596100
Lifestyle & Entertainment9795100
Household Items9497100
Education & Childcare8693100
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Homes For Sale In Girard, OH

property for sale

5797 Sampson Dr

Girard, OH
property for sale

Mary Jane Dr

Girard, OH
property for sale

1011 Park Cir

Girard, OH
property for sale

22 Walker Cir

Girard, OH
See the Newest Homes For Sale In Girard, OH

Cost Of Living Quick Facts

  • The cost of living in Girard is 9% lower than the Ohio average
  • The cost of living in Girard is 18% lower than the national average
  • Girard housing is 48% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Girard

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,014$6,251$1,750$2,251
      Renters$51,538$4,295$1,202$1,546
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Girard, OH, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Girard, homeowners have a median income of $75,014. Using that number, a maximum of $1,750 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $51,538, which means there is a maximum of $1,202 to be spent on the costs of renting a home or apartment.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Hill, OH2,0727723.3%
      Wheatland, PA5657822.5%
      Youngstown, OH65,7397822.4%
      Farrell, PA4,8117821.6%
      Maplewood Park, OH2957921.4%
      Girard, OH9,5258218.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Steger, IL9,523918.8%
      North College Hill, OH9,5238614.4%
      Bohemia, NY9,52814443.7%
      Anthony, NM9,5298713.0%
      Middlesborough, KY9,5188218.3%
      Girard, OH9,5258218.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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